Unlocking Financial Freedom: 7 Credit Cards with Zero Annual Charges and Cashback on Every Rupee Spent

In a dynamic financial landscape where credit cards have become indispensable, Indian consumers are increasingly drawn to the allure of Lifetime Free Credit Cards. These cards, devoid of any joining or annual fees, are gaining popularity as individuals seek financial instruments that not only facilitate transactions but also provide lucrative rewards.


🌈 Lifetime Free Credit Card Options:

  1. Amazon Pay ICICI Bank Credit Card:
    • 🛒 Earn up to 5% unlimited reward points for Prime members and 3% for non-Prime members on Amazon purchases.
    • 💸 Earn 2% on Amazon recharges and bill payments, and 1% on other transactions.
    • 🚫 No reward points on fuel, EMI transactions, and gold purchases.
    • 🌟 No cap on reward points and they never expire.
  2. Shoppers Stop HDFC Bank Credit Card:
    • 🛍️ Earn 6 FC points (2.4% reward rate) per ₹150 spent on Shoppers Stop private label brands.
    • ✨ Earn 2 FC points (0.8% reward rate) on other purchases and brands.
  3. Kotak Mahindra Bank: 811 #DreamDifferent Card:
    • 💻 Earn 2 reward points per ₹100 on online spends and 1 point on offline spends.
  4. IDFC FIRST Bank Classic Credit Card:
    • 🌐 6X reward points (1.5% reward rate) on all online spends.
    • 🏬 3X reward points (0.75% reward rate) on offline spends.
    • 🎉 10X reward points (2.5% reward rate) on spends over ₹20,000.
  5. YES Prosperity Purchase Credit Card:
    • ⛽ Enjoy a 1% fuel surcharge waiver on fuel purchases between ₹400 and ₹5,000.
    • 💰 Maximum fuel surcharge waiver of ₹500 per billing cycle.
  6. Standard Chartered Bank: Platinum Rewards Credit Card:
    • 🍴 Earn 5X reward points on dining and fuel spends for every ₹150 spent.
    • 🛍️ Earn 1X reward points on other categories.
  7. Bank of Baroda: Easy Credit Card:
    • 🎬 Earn 5 reward points per ₹100 spent on departmental stores and movies.
    • 🌟 Earn 1 reward point per ₹100 on other spends
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