In today’s digital age, the Unified Payments Interface (UPI) has revolutionized the way people conduct transactions, becoming a widely adopted method of payment across India. While UPI initially only allowed transactions through savings accounts, recent advancements have enabled UPI payments using credit cards. This guide will take you through the process of adding your RuPay credit card to Google Pay and making seamless payments using this method.
Supported Banks for RuPay Credit Cards on UPI:
- Axis Bank
- Bank of Baroda
- Canara Bank
- HDFC Bank
- Indian Bank
- Kotak Mahindra
- Punjab National Bank
- Union Bank
- State Bank of India (coming soon)
Prerequisites:
- Active UPI account on Google Pay
- Active RuPay credit card from a supported bank
- Linked mobile number registered with the bank
- Internet access on your smartphone
Adding RuPay Credit Card on Google Pay:
- Open the Google Pay app on your smartphone.
- Tap on your profile icon to access settings.
- Look for the option to add a RuPay credit card and select your bank from the list of supported banks.
- Verify your RuPay credit card details to successfully link it with Google Pay.
Making Payments using RuPay Credit Card on Google Pay:
- Launch the Google Pay app on your smartphone.
- Initiate a payment by scanning a QR code, entering a phone number, or a UPI ID.
- Enter the payment amount.
- Choose your RuPay credit card from the available payment options.
- Authorize the payment by entering your RuPay credit card’s PIN.
By following these straightforward steps, you can effortlessly link your RuPay credit card to Google Pay and enjoy the convenience of making UPI transactions using your credit card. As the UPI ecosystem continues to evolve, this integration offers users a seamless and secure way to handle their financial transactions.
